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13 Simple Money Management Steps to Get Your Finances Under Control – The Penny Hoarder
You know your finances could use some serious TLC, but you’ve been putting it off… and off… and off.
When you finally do sit down to think about it, you immediately become overwhelmed. Which goal do you attack first? You need a budget, a savings plan, a debt-repayment strategy, a better credit score, a plan for retirement and… oh, you’re running away again, aren’t you?
Calm down and come back. To tackle big goals, you have to start small.
Simple Money Management Steps to Take Today
Here are a few simple steps you can take today to get your finances under control and start working toward a healthier financial future.
1. Have a Cup of Coffee and Assess the Damage
Did you know that around 20% of consumers have an error on their credit report that is likely bringing down their score? And those poor scores can hinder every part of your financial wellness.
Banks and credit card companies aren’t the only ones that look at your credit score. You’ll have to authorize a credit check when you want to move into a new apartment, rent a car with a debit card or buy a new phone.
That’s why we always suggest starting with a peek at your credit score — specifically from somewhere that can let you know if there’s anything to be concerned about.
Even better if it’s free.
Read the rest of this article at: 13 Simple Money Management Steps to Get Your Finances Under Control
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